Frequently Asked Questions

How do I know if I have a case to use an attorney? 

  • There are 5 key factors that determine if you have a case:
    1. Death
    2. Dismemberment
    3. Disability
    4. Disfigurement
    5. $3,000 or more in medical bills

How much will an attorney cost me?

  • Nothing unless they collect money for you. (if you are using a member of Collision Team)

What if the other driver does not have insurance or not enough insurance to cover my costs?

  • In Utah, most drivers’ insurance policies include Uninsured Motorist Coverage (UM) or Under-Insured Motorist Coverage (UIM), which will help protect you from irresponsible drivers who drive without insurance or inadequate insurance.
  • After all of the expenses are gathered, the Attorney will take the total cost of bills and the total amount awarded from the case and negotiate to get your bills covered with the funds you have available from your settlement.

This accident was not my fault, but I am still suffering from some of the injuries. What can I expect from the careless driver’s insurance company?

  • The other driver’s insurance company will probably call you. The insurance adjuster might offer to pay your medical bills and lost wages to get a quick settlement. But don’t be fooled; by Utah law you may also be entitled to money for your pain and suffering, and changes in your lifestyle.

I was in a crash and need a copy of the investigating trooper’s report. How can I get one?

  • If you need a copy of the accident investigation report soon after the incident, you have two options:
    1. You may order your report electronically and receive it instantly at crashreport.utah.gov
    2. You may also contact the Utah Highway Patrol office in the county or area where the crash occurred.

I thought about negotiating my claim on my own. How do I know if the insurance adjuster’s offer is fair and reasonable?

  • You don’t. The fair settlement value of your case depends on many facts and issues. Remember, the adjuster works for the insurance company – not for you. His job is to get the lowest possible settlement.